Rates


New Vehicle 
All rates shown as APR
3.50% - 73-84 Months1
3.00% - 61-72 Months
2.50% - 49-60 Months
2.00% - 37-48 Months
1.75% - 1-36 Months

Used Vehicle
(Based on NADA Retail Value)
3.50% - 1-2 Model Years old - 73-84 Months1
3.00% - 1-2 Model Years old - 1-72 Months
3.50% - 3-5 Model Years old - 66 Months
4.00% - 6-8 Model Years old - 60 Months
5.50% - 9-20 Model Years old# - 48 Months
6.00% - Classic/Antique Vehicles## - 120 Months

New Motorcycle 
4.00% - 72 Months

Used Motorcycle
(Based on NADA Retail Value)
4.00% - 1 Model Year old 
5.00% - 2-5 Model Years old 

New Powersport4
(ATV/UTV/Dirt Bike/Jet Ski/Snowmobile)
5.00% - 72 Months

Used Powersport4
(Based on NADA Retail Value)
6.00% - 1-3 Model Years old - 66 Months

New Boat4
4.00% - 73-84 Months
3.50% - 61-72 Months
3.00% - 1-60 Months

Used Boat4
(Based on NADA Retail Value)
5.00% - 1-3 Model Years old - 66 Months

New Recreational Vehicle "RV"
(Camper/Travel Trailer/Fifth Wheel/Motorhome/Toy Hauler/Tent Trailer)
6.00% - 85-120 Months2
5.50% - 1-84 Months

Used Recreational Vehicle "RV"
(Based on NADA Retail Value)
6.00% - 1-2 Model Years old - 85-120 Months2
7.00% - 3-5 Model Years old - 66 Months

New Trailer
(Cargo/Box/Boat/Horse/Dump/Utility)
5.00% - 84 Months

New Outdoor Power Equipment4
(Tractor/Farm/Lawn/Excavation)
5.00% - 120 Months3

Share Secured
2.00% - 120 Months

Unsecured Personal
10.00% - Signature Loan5 - $10,000 Maximum - 84 Months
10.00% - Co-signer Loan - $20,000 Maximum - 84 Months

Disclaimers 
-No branded or salvaged titles.

-All collateral must have a lien placed on the title showing Hope Federal Credit Union listed as
 lienholder

-All vehicles including Outdoor Power Equipment must be insured under a comprehensive
 insurance policy

-APR = Annual Percentage Rate
 
-Vehicle loan terms determined by value of the collateral


-$50.00 minimum monthly payment on ALL loans


-Members are required to purchase a CARFAX History Report from the credit union when
 financing through an individual seller. See credit union for more information and pricing.


1Minimum of $25,000 financed for 73-84 month term

2Minimum of $30,000 financed for 85-120 month term

3Minimum of $5,000 financed

4Member will pay WV Secretary of State UCC Filing Fee ($25.00)

5A Signature Loan is not available to any member that has a Cosigner Loan

#Maximum Financed is 80% of NADA/JD Power Retail Value

##Additional appraisal/valuation may be required

Contact Us

Please contact us Monday-Friday 8am-3:30pm EST.